The Distra UPP has been proven to deliver extremely high levels of processing performance, with more than four times the processing speed of traditional legacy systems at a fraction of the cost.
Recent benchmarking tests have demonstrated that the Distra UPP can easily sustain performance of more than 3000 payment transactions per second and low message latency of less than 150 milliseconds running on commodity infrastructure.
At the heart of the Distra UPP is the Distra Mission Critical Application Server (MCAS). The Distra MCAS raises the bar in reliability, scalability and flexibility to provide a truly agile platform for high-performance payments processing. The Distra MCAS provides exceptional performance and scalability and protects the payments application against multiple failures in the underlying servers and databases, allowing reliable operation and automated recovery and repair in the face of multiple failures.
The Distra MCAS achieves its extraordinary performance and quality of service properties by using a revolutionary Group Communications subsystem that guarantees message delivery across the distributed processing system.
The Distra UPP is Payment Card Industry Payment Application Data Security Standard (PCI PA-DSS) compliant and Payment Services Directive (PSD) compliant. The Distra UPP offers an effective, quick and easy way for organizations to meet legislative requirements for real-time payments, such as the UK Faster Payments Scheme and SEPA.
With real-time processing comes real-time reporting, making it significantly easier for an organization to extending data capture and reporting to meet tightening regulatory requirements.
The Distra UPP’s high levels of performance open new avenues for real-time use of data and analysis across logs and switch performance. This data is available across a number of standards-based interfaces, providing quick easy integration with other banking systems.
In light of the Durbin Amendment, the Distra UPP also enables banks to reduce payments operating costs and more easily generate new revenue streams through the adoption of new business models.