Next generation payment platforms must be cost effective. Distra's Multi-Institutional processing model allows financial institutions and processors to segregate processing across different institutions across the same switching infrastructure.
Institutions represent the business entity providing switching, each encompassing the specific rules, configuration and relationship of that institution.
Distra's unique architecture allows the same switching infrastructure to be shared across many financial institutions, with guarantees around complete segregation of configuration, business data views, relationships and reporting. This feature enables the switch owning institution to onboard processing from other institutions or simply separate their own business divisions or allow their large merchant bases to operate independently.
The diagram below depicts a number of institutions housed on the single switch platform.
This example shows how institutions are able to share the common resources of the Switch platform such as the system
Endpoints (EP), which represent the external system interfaces and processing services. This reuse reduces complexity, cost and management effort.
Through Distra's
User/Role Security Model, data owned by each institution is visible only to that institution, with platform related operations available only to the owning institution's operations staff.