The Distra UPP offers banks a low risk, phased migration path from their traditional legacy platforms to a more responsive, unified payments platform, with the potential to scale without significant investment in additional infrastructure as the number or type of payment transactions increases.
The Distra UPP can be run concurrently with existing or legacy payments technology, enabling organizations to migrate payments operations to the new environment gradually, yet respond immediately to new market demands. It supports both retail and wholesale payments and innovative solutions such as distributed appliances, federated platforms and migration gateways to bridge the divide between the old and new payment worlds.
Capable of running on commodity infrastructure, the Distra UPP provides a strong proposition for reducing payments operating costs in a number of ways, without compromising performance or reliability:
1) Reduce hardware costs
Traditional payments processing systems often rely on expensive mainframe platforms, requiring significant costs in the form of specialized hardware and technical resources to develop, operate and maintain. The Distra UPP offers fail-safe fault tolerance on mid-range commodity platforms, providing the same – and often better – levels of performance, reliability and availability.
2) Reduce integration and maintenance costs
The Distra UPP removes the need for additional technical resources often required to integrate and maintain specialized mission-critical systems, by bundling the best elements of contemporary technologies into a reliable, high-performance platform. It takes advantage of technologies such as UNIX, Java and XML, which are significantly less expensive and lower risk.
3) Reduce cost of third-party tools
The Distra UPP provides configuration, monitoring and analysis tools out-of-the-box, maintaining real-time and historical statistics across all system and software components, without the need for third-party products. In addition, all real-time data, performance and management statistics integrate readily with external monitoring and management systems over any of the supported integration interfaces such as SNMP and Web Services.
4) Reduce upgrade costs
The Distra UPP’s open approach allows customers to purchase licences based on transaction-sensitive metrics that are independent of the scale of the hardware platform on which they operate. Furthermore, its ease of scalability allows clients to select a cost effective hardware configuration appropriate for their current needs and business model, confident that the application will scale up to the highest industry volumes with the simple addition of processing resources.