The Distra Universal Payments Platform (UPP) comes standard with a comprehensive set of pre-built components and ready-to-deploy features, and offers the flexibility of additional applications and toolkits to meet specific business requirements.
The Distra UPP offers support for:
- Wholesale and retail payments
- Multiple schemes including Visa, Mastercard, American Express and host
- Multiple payment channels including ATM, POS, web, mobile and kiosk
- Multiple message types including ISO 20022, ISO 8583, XML, as well as non-financial message type
- Real-time and batch processing
- Multiple currencies.
Features of the Distra UPP include:
- Payment Card Industry (PCI) and Payment Services Directive (PSD) compliance
- Inherent application fault tolerance
- Real-time performance monitoring and control
- Comprehensive participant payment processing model enabling organizations to control unique business rules
- Flexible payment hierarchy enabling business entity types to be easily defined
- Flexible payment terminology with unique definition of payment types allowed
- Flexible transaction monitor to enable the definition of logic/workflow to direct decisions around payment types allowed
- Standard GUI tools that are easily customizable
- Configurable alert trigger mechanism
- User/role security module
- Platform reporting
- Automatic congestion control
- Managed database replication
- Platform scalability
- Real-time access to data and system statistics
- Java-based, open, services oriented architecture (SOA)
- Capable of running in cloud and traditional computing environments.
For more detail on the technology components and architecture of the Distra UPP please visit the Technology page.