Electronic payments processing systems are constantly driven by pressure to reduce total cost of ownership, improve service agility and increase customer satisfaction. Distra is the only payments processing technology vendor that allows organisations to deliver on each of these propositions simultaneously without compromising reliability or performance.
The Distra solution is architected from the ground up with Payments Convergence in mind. This begins with the flexible and configurable Endpoint Framework Model that enables rapid on-boarding of the new payments channel, regardless of the messaging type, structure or length nor type of device from which the transaction originates. From this message, Distra normalize each transaction into an internal super-set of transaction fields and message types, reusing existing logging and transaction management techniques whilst at the same time providing flexible mechanisms to add new fields and types if required.
Moreover, these transactions need not be entirely or at all financial in nature. Distra easily manages additional data present in the transaction, which can be logged, exported and reported upon. Distra have deployed our solution into healthcare environments where the 'transaction' relates to healthcare claims and includes detailed information about the patient claim and services.
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Distra Solutions Business Benefits
In order to meet market demands and compete effectively, banks must deliver new channels and payment types as quickly as possible and without risk to existing business. Distra delivers by breaking away from the legacy world with a modern, flexible, open standards based payment platform.
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True Convergent Payments is not just about bringing on the odd new channel or making a tweak here or there to the way payments are processed. It is about true flexibility, it is about accepting many and varied financial and non-financial transactions, it is about a single view, a single process. This is Distra.
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Distra provides an absolute real-time interface for online and immediate queries and research, provisioning and management operations.
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Distra Switch provides reliable and secure management of transaction flow throughout the entire payments lifecycle, managed internally by easily configured and adapted objects known as Transaction Sessions.
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Next generation payment platforms must be cost effective. Distra's Multi-Institutional processing model allows financial institutions and processors to segregate processing across different institutions across the same switching infrastructure.
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