Used by some of the world’s leading financial institutions including Barclays, Citi Group, Nationwide, NETS and National Australia Bank, the Distra Universal Payments Platform (UPP) helps banks, payments processors and other companies in the payments chain transform their retail payments environments.
The Distra UPP facilitates traditional retail payments solutions including Merchant Acquiring, POS Devices, ATM Support and Authorization, as well as enabling rapid innovation to meet new regulatory, customer and cost requirements without the need for a ‘rip and replace’ approach.
The Distra UPP enables institutions operating in the payments chain to gain much greater visibility of their payments transactions in real-time.
Whilst there are now a number of payments technologies on the market that enable real-time processing of retail payments, few rival Distra’s unique combination of agility, real-time payments processing and the ability to process payments with high levels of performance, security and reliability.
The Distra UPP has a number of pre-built components and interfaces for retail payments. Specifically, it delivers the following key capabilities:
By decoupling merchant rule processing from the acquiring channel, the Distra Universal Payments Platform provides the ability to service present business requirements and rapidly onboard new acquiring business across emerging channels.
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The Distra Universal Payments Platform provides complete and secure management, authorisation, routing and real-time monitoring solution for POS devices.
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The Distra Universal Payments Platform (UPP) ATM device driving caters for the immediate device and interface management of the popular ATM devices on the market today.
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Providing authorization features, the Distra Universal Payments Platform (UPP) enables complete end-to-end card transaction lifecycle management.
Whether employing simple checks or complete transaction authorization, the Distra UPP may perform complete authorization on behalf of an issuer or may simply ‘pass-through’ to the processor for authorization…or somewhere in between these extremes.
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