Industry Trends

26 February, 2010

The total value of cheques cleared in the UK in the second quarter fell a massive 20% compared to the same period in 2008, as Brits continued to turn to debit cards and the Faster Payments Service. Read more

30 September, 2009

Card schemes are under pressure to rethink their approach to interchange as a result of DG Competition’s recent interventions. Is now the time to offer the payments guarantee as a separate service outside the interchange framework? Read more

02 July, 2009

This paper discusses the importance of payments and the issues around real- time payments processing... Read more

30 May, 2009

Here are the top ten signs that your legacy payment switch may be ready for replacing. Read more

01 May, 2009

Faster Payments will have been in operation for one year by May 27 2009, and is leading the way as the next generation of payments infrastructure. Read more

09 March, 2009

Future fund chairman and former Commonwealth Bank of Australia chief executive David Murray, points out that one of the less appreciated consequences of the economic crisis, will be a 75 per cent decline in global capital flows. It's an obvious phenomenon, with hindsight, but also one whose impact is far from obvious. Read more

26 January, 2009

The crisis in the financial system catapulted all four majors into the ranks of the top 20 global banks for the first time. Read more

12 January, 2009

Credit card fees are a significant cost factor for the airlines. But with the increasing visibility of card charges, specifically for low cost airlines’ invoices that use on-line booking systems, an alternative low cost fixed transaction fee might be a very attractive alternative. Read more

02 January, 2009

December was a bumper month for the Faster Payments Service (FPS). According to payments industry association Apacs, 3.9 million FPS payments were made on 1 December 2008 - a new daily record for the service. Read more

24 November, 2008

One of the fallouts of the credit crisis appears to be that banks are turning their focus to more traditional areas of their business, notably global transaction services... Read more